A pending expense of $3k(ish) will probably be added into the credit cards next month for my dogs surgery. I haven't received the final amount yet, but it will be approximately that amount.
I am hoping to transfer that into a 0% card once its posted. I really think I need to start an emergency fund soon. It sucks extending out the debt repayment because of this.
Current Debts:
No Paycheck this week and below are the totals.
Current
|
Previous
|
Current
|
Difference
|
Personal Loan
|
6,125.00
|
6,125.00
|
-
|
Student Loan
|
6,319.00
|
6,324.00
|
(5.00)
|
Credit Card
|
5,990.00
|
5,994.00
|
(4.00)
|
Car Insurance
|
343.00
|
343.00
|
-
|
TOTAL
|
18,777.00
|
18,786.00
|
(9.00)
|
Weekly Spending:
Omg I have $95 to spend the next week until payday. This week has been brutal and not the smartest week for me financially. I don't know why I said "Yes" going out after spending so much on my dogs vet appointment. Wish me luck the next week!
Sat - $10 LunchWeekly Spending Start $200 || End $292
Sun - $50 Lunch
Mon - No Spend Day!
Tue - $64 Grocery | Pet Misc $42 | Vet Bill $20
Wed - $22 Dinner | $13 Entertainment | $21 Gas
Thu - No Spend Day!
Fri - $50 Gas
Pending Expenses:
n/aHave a lovely weekend!
We've all had these kinda weeks. Yes, an emergency fund is a great place to save for unexpected pet expenses (and other kinds of unexpected expenses) and having one, even a small one, while paying off the debt helps so that you don't add to the debt while you are trying to pay it off.
ReplyDeleteYeah I really need one right now. I am debating if I should put off debt payment for a month to build this...
Delete