Saturday, October 25, 2014

Week 21 : Not the smartest week

A pending expense of $3k(ish) will probably be added into the credit cards next month for my dogs surgery. I haven't received the final amount yet, but it will be approximately that amount. 


I am hoping to transfer that into a 0% card once its posted. I really think I need to start an emergency fund soon. It sucks extending out the debt repayment because of this.

Current Debts:
No Paycheck this week and below are the totals. 

Current
 Previous
 Current
 Difference
Personal Loan
     6,125.00
     6,125.00
                -  
Student Loan
     6,319.00
     6,324.00
          (5.00)
Credit Card
     5,990.00
     5,994.00
          (4.00)
Car Insurance
        343.00
        343.00
                -  
TOTAL
   18,777.00
   18,786.00
          (9.00)

Starting Debt: $18,777  || Paid/Interest: +$9 || Ending Debt: *$18,766


Weekly Spending: 
Omg I have $95 to spend the next week until payday. This week has been brutal and not the smartest week for me financially. I don't know why I said "Yes" going out after spending so much on my dogs vet appointment. Wish me luck the next week!
Sat -  $10 Lunch
Sun -  $50 Lunch
Mon - No Spend Day!
Tue - $64 Grocery | Pet Misc $42 | Vet Bill $20
Wed - $22 Dinner | $13 Entertainment | $21 Gas
Thu - No Spend Day!
Fri - $50 Gas
Weekly Spending Start $200 || End $292


Pending Expenses: 

n/a






Have a lovely weekend!


2 comments:

  1. We've all had these kinda weeks. Yes, an emergency fund is a great place to save for unexpected pet expenses (and other kinds of unexpected expenses) and having one, even a small one, while paying off the debt helps so that you don't add to the debt while you are trying to pay it off.

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    Replies
    1. Yeah I really need one right now. I am debating if I should put off debt payment for a month to build this...

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