Monday, September 1, 2014

September 2014 Goals

HAPPY LABOR DAY! I hope you were off and was able to spend this sort of 'final' holiday of the summer with family and friends

Spiffy picture from a bbq I attended today

Gosh.... Where did the time go? I cant believe its the last quarter of 2014 already! I will need to buckle down with my goals. I am also adding a couple of non-Monetary goals for the month of September
  • Track daily spending - I track it using an excel spreadsheet where I have categories by the purchase date, Card/Cash, Category that it falls into the budget, Name of the place and the Amount.
  • Keep the weekly spending around $200/week - I bumped it up from $150 since I couldn't keep to that amount and I just get frustrated.
  • Use cash for ONE week - I am going to try this for a week. Withdraw $200 on a Saturday morning and leave all my debit cards at home. I'll post about this for the month.
  • Allocate $1200 to debt for the month of September - A big chunk of this will be paid to the Personal Loan. I just want to be under $20k by the end of this month
  • Do not use credit cards - Leaving them ALL at home starting today.
  • At least ONE day of no spending per week - This will be easy during the work week
  • Work out at least 3 days every week - I printed out the gym classes available for September and marked the ones I will be interested in going.
  • Read / Finish a book - I have a couple of purchased unread books on my Kindle. Just a matter of picking and choosing which one to start today! (So NO Spend there!) 

Any FUN goals you want to accomplish this September?


  1. Thank you and thanks for dropping by =)

  2. Those are good goals, Michelle! I'm particularly interested to read how your $200 in cash with no debit/credit cards challenge goes. I'm definitely thinking about doing a similar goal at some point. I'm keeping my Sept goals fairly light as we'll be in NYC for 4 days but I already have a budget and money set aside, just gotta stick to it! :) Good luck with your goals!

  3. I will be testing the $200 cash out this month. I am just so used to having a debit card but I always keep telling myself to do a cash budget.

    Thanks for stopping by Morgaine! Good luck with your budget also for NYC. Have loads of fun!