Saturday, September 6, 2014

Week 14 : Gym time!

I was able to go to the gym 3 times this week - just taking 1-hour cardio classes.


But I want to be able to get back to my peak where I can run a 5k for almost every workout. It actually feels great right now. I am not as lethargic and tired at work. I am also able to get a good night sleep - before, I kept tossing and turning . I also want to start going to the gym earlier, before work!


Current Debts:
Its Payday and the debt increased - now at $817. No, I did not spend anything on the CC the past two weeks... but I added my car insurance and seems like CC#3 isn't going to refund the fees from my travel drama last July.

However, it looks like a chunk was paid off this month since it looks like I paid a lot on my personal loan, but half of that was from my previous paycheck. The loan is always due on the 1st or 2nd of the month and I usually leave a certain amount from the previous paycheck to pay off the monthly fees due. The bill pay for the personal loan was for $500 and the monthly due was $396 - total of $896. Also, an additional $60 was also paid for CC#1 this pay period.

Gaaaah when is this going to end! I am really hoping that I can beat the Target Date I have set for myself in paying off these debts!


Start
Paid
Ending
 Personal Loan
         8,346.00
            896.00
         7,450.00
 Student Loan
         6,688.00
            100.00
         6,588.00
 CC#1
         6,200.00
            160.00
         6,040.00
 CC#2
            200.00
            100.00
            100.00
 CC#3
            259.00
                    -  
            259.00
 Car Insurance
            558.00
                    -  
            558.00
 TOTAL
       22,251.00
         1,256.00
       20,995.00

Starting Debt: $21,434+$817 = $22,251 || Paid: $1,256 || Ending Debt:* $20,995

Weekly Spending: 
I am quite surprised that I am under $200, better yet under the original target amount of $150. Why cant every week be like this - spending wise

Sat - $20 Lunch 
Sun - $55 Gas
Mon - $1.50 Parking | $10 Drinks
Tue - No Spend Day! 
Wed - No Spend Day! 
Thu - $45 Gas | $7 Dinner (Tip)
Fri - $5 Dinner


Weekly Spending Start $200 || End $143.50  || Roll over $56.50


Pending Expenses:
Other than the birthdays and celebrations this month - Florida will be the biggest expense. We are in the process of looking for a good airline deal right now and hotel deals right now. Any suggestions?




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