Saturday, December 13, 2014

Week 28 : I want to confess...

I DID NOT BUDGET CHRISTMAS GIFTS THIS YEAR - and I don't think I have ever budgeted since I have been giving Christmas presents! However, what I will be doing this year is to readjust the payments I will be making on my past paycheck and spend using cash (debit card) this year!


Current Debts:
Its payday - but I will only be paying $60 to pay the monthly amount due to my Student Loan - I paid the other half the past payday. I wanted to free up some money this for Christmas shopping. Yes, the CC went up because of the medical bills and I am expected to get about $387.46 from the reimbursements. I already got the $86.46 and I am waiting to get the rest - still disputing $120.50 



Current
 Current
 Paid
 Ending 
Personal Loan
    5,145.00

    5,145.00
Student Loan
    6,172.00
         60.00
    6,112.00
Credit Cards
    9,723.00

    9,723.00
TOTAL
  21,040.00
         60.00
  20,980.00


Starting Debt: $21,040 || Paid/Interest: $ 60 || Ending Debt: *$20,980

Weekly Spending: 
I don't really know how I will be separating the Christmas shopping and the weekly spending. I think I will just put them all together for now. I also got invited to a Yelp Elite event this past week which was so great because the whole dinner was covered. This might be one of the goals next year =)

Gifts Purchased (December) : $313.69 I am 13.5 out of 19 people done or @ 71%! Yay!
Sat - $12 Drinks | $34.74 Gifts
Sun - $12.16 Pet Food
Mon - $98.27 Gifts
Tue - $20 Drinks
Wed -  No Spend Day!
Thu - $16 Gifts
Fri - $7 Drinks
Weekly Spending : End $ 200.17









How's your Christmas Shopping coming along? Are you done? Did you budget this year? 




2 comments:

  1. I'm done all my shopping. I did most of it in one fell swoop on Amazon. They have everything and I have Prime so it ships straight to me for free! Couldn't be easier.

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    Replies
    1. Nice! I did most of my shopping on Amazon as well. I still couldnt think of what to get my parents - they're always the hardest!

      Thanks for dropping by!

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