Week 34 : Jury Duty

I had a really bad week (budget wise), when you scroll down you will see that I have spent a lot on food/drinks. However, I was able to hang out with one of my best girlfriends this past weekend. It was so great being able to catch up finally with our busy schedules - there may have been a few margaritas on scene.

Speaking of, we also went to watch a movie this past weekend. They have revamped the AMC by our house and they now have reclining and assigned seating - they will also have a dine-in theater soon, which is a good and bad thing - of course they raised their prices... If you were curious we saw American Sniper - hellooOooO Bradley Cooper!

Then I spent most of my week in court because I was selected as a Juror. It was actually my first time as a juror although I have been called a couple of times before (no excuses, I know, but that's why I haven't packed my lunch as well). Actually, I am not even too sure what happened the first time and the 2nd time I did not live in the area - so I got excused.

Current Debts:

Its payday this week and were setting aside $300 for debt payment.

Current	Current	Paid	Ending
Personal Loan	4,124.00	200.00	3,924.00
Student Loan	6,017.00	60.00	5,957.00
Credit Cards	9,407.00	50.00	9,357.00
TOTAL	19,548.00	310.00	19,238.00

Starting Debt: $19,548 || Paid/Interest: $310  || Ending Debt: *$19,238

Weekly Spending: 
Well this is embarrassing... I have spent almost half of the total on food. Bleh!

Sat - Food/Drinks $45 | Entertainment $7 | Parking $3
Sun - No Spend Day!
Mon - Food $22
Tue - Drinks $10 | Food $18
Wed - Food $8
Thu - Food $6 | Shopping $91
Fri - Food/Drinks $52

Weekly Spending : $262

Have a great weekend! 

Week 33 : We are such great hosts

*pat in the back* 

My cousin, who just turned 21, and a couple of his friends came out to San Diego the past weekend. We had a blast hosting them. I felt like I was 21 again... my body and liver, however, probably didn't like it so much. But at least I was able to log in a couple of miles into the FitBit - my little daily motivation that I need to move around all day.

Anyway, we took the 'kids' around North Park, Pacific Beach and Downtown San Diego. I wish I had the energy to keep up, but by the end of the night (which creeps at 11pm for me) I was exhausted. I'll definitely post some recommendations here when visiting San Diego - which you should because it is such a lovely (expensive) city!


Current Debts:

Payday is next week! The payment I made towards the Personal Loan last week hasn't posted yet (get on it people) and that's why it seems like I added into my debt.

Current	Previous	Current	Difference
Personal Loan	4,124.00	4,624.00	(500.00)
Student Loan	6,009.00	6,014.00	(5.00)
Credit Cards	9,552.00	9,546.00	6.00
TOTAL	19,685.00	20,184.00	(499.00)

Starting Debt: $19,685 || Paid/Interest: $21,184  || Ending Debt: *$499

Weekly Spending: 
Whats great about hosting or hanging out with a group of people is some will always get a round of drinks =) I got a couple on Saturday!

Sat - $32 Drinks
Sun - $15 Shopping | $19 Breakfast | $21 Gas
Mon - $9 Lunch
Tue - $9 Lunch | $37 Gas | $32 Shopping | $20 Withdrawal
Wed -  No Spend Day!
Thu - No Spend Day!
Fri - $4 Lunch

Weekly Spending : $198

Week 32 : Hows that New Year Resolution goin for ya?

I hope you had yourself a great Christmas with family and/or friends. Is it just me or are you also sad the Holidays are over? I loved my work schedule, nap schedule and food schedule (seriously, there we just friends and family parties back to back).

I guess we are "back to the grind" now - back to sticking with the weekly goals!

Current Debts:
Its payday today and after all these payments post I will be back down to less than $20k! Whoooo!

Current	Current	Paid	Ending
Personal Loan	4,624.00	500.00	4,124.00
Student Loan	6,069.00	60.00	6,009.00
Credit Cards	9,602.00	50.00	9,552.00
TOTAL	20,295.00	610.00	19,685.00

Starting Debt: $20,295 || Paid/Interest: $610  || Ending Debt: *$19,685

Weekly Spending: 
Can you believe how cheap gas is right now? I don't even think I remember a time I filled up my tank for under $35! Thank you Costco =)

Sat - $34 Groceries | $4 Drinks
Sun - $10 Groceries | $20 Withdrawal | $10 Drinks
Mon - No Spend Day!
Tue - $35 Gas
Wed - $21 Dinner | $7 Drinks
Thu - No Spend Day!
Fri -  $39 Drinks

Weekly Spending : $180.00

Have a blessed weekend! xo

Week 31 : Happy 2015!

I hope you have a blessed 2015!

Grand Park - Downtown Los Angeles

We weren't planning on going out NYE, but we eneded up going to a FREE event in LA. This is the downtown city hall where they had a pretty cool light show to welcome 2015!

Current Debts:
Well this doesn't look right - Yes, the credit cards were my fault. I had a last minute gift and bought (expensive) cakes for both family parties. The Personal Loan difference is because the payment has not reflected on my Mint.com account. I'll have the correct PL amounts by next week. I am excited this will be under $5k! I am hoping to get this paid off by the first quarter.

Current	Previous	Current	Difference
Personal Loan	4,945.00	5,145.00	(200.00)
Student Loan	6,060.00	6,063.00	(3.00)
Credit Cards	9,344.00	9,466.00	(122.00)
TOTAL	20,349.00	20,674.00	(325.00)

Starting Debt: $20,349 || Paid/Interest: $325  || Ending Debt: *$20,674

Weekly Spending: 

Sat - $10 Drinks | $8 Shopping
Sun - $55 Lunch
Mon - $24 Commute | $10 Breakfast
Tue - $7 Lunch | $66 Groceries
Wed - No Spend Day!
Thu - No Spend Day!
Fri - $40 Shopping 

Weekly Spending : $220

Week 30 : Holly Jolly Christmas

I hope you had yourself a great Christmas with family and/or friends. I am sad Christmas is over, but I am so happy that I was able to spend it to everyone close to me.

Adventure time Christmas Week!

Current Debts:
Its payday today and I will be contributing most into my Personal Loan this month. I know it only shows $200, but there will be an additional $396 that will be taken out of this NEXT YEAR - in a week =) The deduction will be reflected on the next update!

Current	Current	Paid	Ending
Personal Loan	5,145.00	200.00	4,945.00
Student Loan	6,120.00	60.00	6,060.00
Credit Cards	9,444.00	100.00	9,344.00
TOTAL	20,709.00	360.00	20,349.00

Starting Debt: $20,709 || Paid/Interest: $360  || Ending Debt: *$20,349

Weekly Spending: 

Sat - $189 Gifts
Sun - $44 Shopping
Mon - $6 Breakfast
Tue - $56 Gifts | $10 Dinner
Wed - $60 Misc
Thu - MERRY CHRISTMAS No Spend Day!
Fri -  $11 Drinks 

Weekly Spending : $376

Week 29 : Staycation

Jay and I have made a tradition of going out of town before Christmas. We would exchange presents, have a nice dinner and celebrate Christmas with just the two of us since our Christmas family celebration/traditions would always coincide or overlap.

This year, in order to save money, we opted to just stay in and celebrate. He actually has a plan for us on Friday night - so I am looking forward to that. Plus, there are a couple more gifts that we need to get this weekend... so we will also be doing some shopping. Other than that, I am just excited to have a fun weekend and celebrate our mini-Christmas together!

Current Debts:
No payday today, but I made that payment into the credit card which brings the balance down. Whooo!

Current	Previous	Current	Difference
Personal Loan	5,145.00	5,145.00	-
Student Loan	6,112.00	6,117.00	(5.00)
Credit Card	9,723.00	9,454.00	269.00
TOTAL	20,980.00	20,716.00	264.00

Starting Debt: $20,980 || Paid/Interest: -$264  || Ending Debt: *$20,716

Weekly Spending: 
AH, these Christmas presents keep adding up! I thought my budget will be enough - but I just realized there are more kids in the family/group of friends now. Baaaaaahhhhh....

Gifts Purchased (December) : $371

Sat - $81 Gifts | $6 Drinks
Sun - No Spend Day!
Mon - $24 Commute | $9 Lunch | $38 Gas
Tue - No Spend Day!
Wed - $20 Gifts | $35 Dinner
Thu - $9 Dinner
Fri - $24 Dinner | $24 Pictures | $6 Cold Medicine 

Weekly Spending : $276

Week 28 : I want to confess...

I DID NOT BUDGET CHRISTMAS GIFTS THIS YEAR - and I don't think I have ever budgeted since I have been giving Christmas presents! However, what I will be doing this year is to readjust the payments I will be making on my past paycheck and spend using cash (debit card) this year!


Current Debts:
Its payday - but I will only be paying $60 to pay the monthly amount due to my Student Loan - I paid the other half the past payday. I wanted to free up some money this for Christmas shopping. Yes, the CC went up because of the medical bills and I am expected to get about $387.46 from the reimbursements. I already got the $86.46 and I am waiting to get the rest - still disputing $120.50 

Current	Current	Paid	Ending
Personal Loan	5,145.00		5,145.00
Student Loan	6,172.00	60.00	6,112.00
Credit Cards	9,723.00		9,723.00
TOTAL	21,040.00	60.00	20,980.00

Starting Debt: $21,040 || Paid/Interest: $ 60 || Ending Debt: *$20,980

Weekly Spending: 
I don't really know how I will be separating the Christmas shopping and the weekly spending. I think I will just put them all together for now. I also got invited to a Yelp Elite event this past week which was so great because the whole dinner was covered. This might be one of the goals next year =)

Gifts Purchased (December) : $313.69 I am 13.5 out of 19 people done or @ 71%! Yay!

Sat - $12 Drinks | $34.74 Gifts
Sun - $12.16 Pet Food
Mon - $98.27 Gifts
Tue - $20 Drinks
Wed -  No Spend Day!
Thu - $16 Gifts
Fri - $7 Drinks

Weekly Spending : End $ 200.17

How's your Christmas Shopping coming along? Are you done? Did you budget this year? 

Week 27 : It's beginning to look a lot like ....

This is going to be another laid back weekends. We have our dental and vision appointments set up - how exciting! and other than the Charger game that's all we really have planned. Which is OK- I needed a cheap weekend after Black Friday shopping.

I will be setting aside much of my paycheck from last weekend and next weekend for Christmas shopping. That's probably another thing Jay and I will be tackling this weekend.

Current Debts:

No Paycheck this week, but these are the current balances for all my debts. I paid an extra $250 into my credit card this week. There was a fee of $135 b/c of the balance transfer.

It feels so good just having to deal with just 3 creditors!

Current	Previous	Current	Difference
Personal Loan	5,092.00	5,145.00	(53.00)
Student Loan	6,167.00	6,169.00	(2.00)
Credit Card	9,311.00	9,127.00	184.00
TOTAL	20,570.00	20,441.00	129.00

 Starting Debt: $20,570 || Paid/Interest: $129  || Ending Debt: *$20,441

Weekly Spending: 
I have been bringing lunch to work, so that's why I haven't really spent as much this week.

Sat -  $25 Gifts
Sun - $28 Dinner | $29 Commute
Mon - No Spend Day!
Tue - No Spend Day!
Wed -  $24 Dinner
Thu - $9 Dinner | $13 Entertainment
Fri - $47 Gas

Weekly Spending : Start $200 || End $175

Have a fun first weekend of December!