Wednesday, January 7, 2015

January 2015 Goals

I am still gathering my thoughts on what to post for my 2015 goals. I know I really want to get my debt paid off this year and do some traveling (I think we already have a pending trip this May - yay!). The personal loan is now under $5k mark - so maybe I can get this done *hopefully* by the end of the first quarter.

Financial Goals
  • Pay $1,300 to debt this month
  • TWO no spend days per week
  • Have $700 into the Emergency Fund 

Personal Goals
  • Finish a book 
  • Exercise / Gym at least 3 times per week







Have you done your new years resolutions?

Monday, January 5, 2015

December 2014 Month-End Recap

Here is a quick snapshot of my December goals.

Financial Goals
    • Pay $616 towards debt this month PASS!
      • I paid $1041 This month

      • Extra
        Dec 12
        Dec 26
        TOTAL
         Personal Loan
               396.00
                      -  
               175.00
               571.00
         Student Loan
                      -  
                 60.00
                 60.00
               120.00
         Credit Card
               250.00
                      -  
               100.00
               350.00
         TOTAL
               646.00
                 60.00
               335.00
            1,041.00

    • No credit card spending FAIL
    • TWO no spend days per week Fail
    • Build Emergency Fund Pass-ish
      • Current E-fund is at $445

      Personal Goals

      Saturday, January 3, 2015

      Week 31 : Happy 2015!

      I hope you have a blessed 2015!

      Grand Park - Downtown Los Angeles

      We weren't planning on going out NYE, but we eneded up going to a FREE event in LA. This is the downtown city hall where they had a pretty cool light show to welcome 2015!

      Current Debts:
      Well this doesn't look right - Yes, the credit cards were my fault. I had a last minute gift and bought (expensive) cakes for both family parties. The Personal Loan difference is because the payment has not reflected on my Mint.com account. I'll have the correct PL amounts by next week. I am excited this will be under $5k! I am hoping to get this paid off by the first quarter.

      Current
       Previous
       Current
       Difference
      Personal Loan
          4,945.00
          5,145.00
           (200.00)
      Student Loan
          6,060.00
          6,063.00
               (3.00)
      Credit Cards
          9,344.00
          9,466.00
           (122.00)
      TOTAL
        20,349.00
        20,674.00
           (325.00)

      Starting Debt: $20,349 || Paid/Interest: $325  || Ending Debt: *$20,674

      Weekly Spending: 

      Sat - $10 Drinks | $8 Shopping
      Sun - $55 Lunch
      Mon - $24 Commute | $10 Breakfast
      Tue - $7 Lunch | $66 Groceries
      Wed - No Spend Day!
      Thu - No Spend Day!
      Fri - $40 Shopping 
      Weekly Spending : $220






      Thursday, January 1, 2015

      Thank you 2014

      Thank you for being the best year yet....







      HAPPY NEW YEAR EVERYONE




      Wednesday, December 31, 2014

      Christmas Adventure Week

      Who else watched The Interview the past week? Such a vulgar, typical Franco/Rogan movie to me. Not too sure what the hype was and why this was getting a high rating online. It was also great that it was available online. I usually pay for all my cousins to go out and watch movies on Christmas day.... whoooo for saving $100+ this year!

      Is it just me or the holidays went by so quickly. I felt like it was just Thanksgiving - I already miss Christmas. I am currently listening to some more Christmas music and sharing you guys some pictures from the past couple of days. I should start using the camera instead of my iPhone - but some of them came out really good.

      I am not really too sure what this area is called, but I am sure most cities around has a neighborhood like this. I am going to call this Christmas Card Lane! Its such a pretty place to walk around with you dog and a coffee in hand (one of the kids were selling hot chocolates the night we were there)



      This is such a random and eclectic place - The Sky Village Swap Meet  is located in an old drive-in movie theater. They had rotary phones, creepy dolls and even NEW Pendleton shirts for only $30! 



       


      Pioneer Town is a pretty cute/cool ghost town where you can also camp behind the bank (see picture below). 



      Cactus mart had a very good selection of desert plants. The sign brought us in lol we thought we were actually going to dig a bunch of cacti from the ground - turns out it was just a nursery. This is along the 29 Palms Hwy.... check it out here at Yelp!



      Hadley Fruit Orchards - A must visit when you are on the way to Palm Springs! Its next to the Cabazon Outlets and the Morongo Casino. You can also check out some cool dinosaurs next to it. 


      Then we capped off the weekend with some brewski and ice cream because its the end of the CHARGERS season.... wooomp woomp!







      How was your Christmas break?