Week 32 : Hows that New Year Resolution goin for ya?

I hope you had yourself a great Christmas with family and/or friends. Is it just me or are you also sad the Holidays are over? I loved my work schedule, nap schedule and food schedule (seriously, there we just friends and family parties back to back).

I guess we are "back to the grind" now - back to sticking with the weekly goals!

Current Debts:
Its payday today and after all these payments post I will be back down to less than $20k! Whoooo!

Current	Current	Paid	Ending
Personal Loan	4,624.00	500.00	4,124.00
Student Loan	6,069.00	60.00	6,009.00
Credit Cards	9,602.00	50.00	9,552.00
TOTAL	20,295.00	610.00	19,685.00

Starting Debt: $20,295 || Paid/Interest: $610  || Ending Debt: *$19,685

Weekly Spending: 
Can you believe how cheap gas is right now? I don't even think I remember a time I filled up my tank for under $35! Thank you Costco =)

Sat - $34 Groceries | $4 Drinks
Sun - $10 Groceries | $20 Withdrawal | $10 Drinks
Mon - No Spend Day!
Tue - $35 Gas
Wed - $21 Dinner | $7 Drinks
Thu - No Spend Day!
Fri -  $39 Drinks

Weekly Spending : $180.00

Have a blessed weekend! xo

January 2015 Goals

I am still gathering my thoughts on what to post for my 2015 goals. I know I really want to get my debt paid off this year and do some traveling (I think we already have a pending trip this May - yay!). The personal loan is now under $5k mark - so maybe I can get this done *hopefully* by the end of the first quarter.

Financial Goals

• Pay $1,300 to debt this month

• TWO no spend days per week

• Have $700 into the Emergency Fund 

Personal Goals

• Finish a book 

• Exercise / Gym at least 3 times per week

Have you done your new years resolutions?

December 2014 Month-End Recap

Here is a quick snapshot of my December goals.

Financial Goals

• Pay $616 towards debt this month PASS!
• I paid $1041 This month

• 	Extra	Dec 12	Dec 26	TOTAL
  Personal Loan	396.00	-	175.00	571.00
  Student Loan	-	60.00	60.00	120.00
  Credit Card	250.00	-	100.00	350.00
  TOTAL	646.00	60.00	335.00	1,041.00

  
  
• No credit card spending FAIL
• TWO no spend days per week Fail
• Build Emergency Fund Pass-ish
• Current E-fund is at $445

Personal Goals

• Finish a book PASS!!!
• Finished Serial and listening to Tony Robbins MONEY Master the Game: 7 Simple Steps to Financial Freedom
• Exercise / Gym at least 3 times per week FAIL-ish
• Just became more active this month since I got my fitbit

Week 31 : Happy 2015!

I hope you have a blessed 2015!

Grand Park - Downtown Los Angeles

We weren't planning on going out NYE, but we eneded up going to a FREE event in LA. This is the downtown city hall where they had a pretty cool light show to welcome 2015!

Current Debts:
Well this doesn't look right - Yes, the credit cards were my fault. I had a last minute gift and bought (expensive) cakes for both family parties. The Personal Loan difference is because the payment has not reflected on my Mint.com account. I'll have the correct PL amounts by next week. I am excited this will be under $5k! I am hoping to get this paid off by the first quarter.

Current	Previous	Current	Difference
Personal Loan	4,945.00	5,145.00	(200.00)
Student Loan	6,060.00	6,063.00	(3.00)
Credit Cards	9,344.00	9,466.00	(122.00)
TOTAL	20,349.00	20,674.00	(325.00)

Starting Debt: $20,349 || Paid/Interest: $325  || Ending Debt: *$20,674

Weekly Spending: 

Sat - $10 Drinks | $8 Shopping
Sun - $55 Lunch
Mon - $24 Commute | $10 Breakfast
Tue - $7 Lunch | $66 Groceries
Wed - No Spend Day!
Thu - No Spend Day!
Fri - $40 Shopping 

Weekly Spending : $220

Thank you 2014

Thank you for being the best year yet....

HAPPY NEW YEAR EVERYONE