2015 Goals

Happy 2015! I had a lot of fun in 2014 and I am so grateful for the past year, but I honestly felt like I kind of put my life on pause last year - it was a year of let’s see what happens instead of steering my own life. In 2015, I would love to change that. 

First things first, I want to gain control of my goals by PAYING OFF ALL MY CONSUMER DEBT. This will be my main goal this year and the primary purpose of this blog. I also listed some of my savings, blog and personal goals below.

Financial Goals :

• Pay off Debt Completely - I will be paying them off at this order

• Personal Loan - end of 2014 $5,145 | approx monthly $450

• Credit Cards - end of 2014 $9,466 | approx monthly $800

• Student Loan - end of 2014 $6,062 | approx monthly $520

• No credit card spending - I am not leaving my credit card into my wallet. I am kind of nervous about this, but as much as possible – I do not want to add any more debt into my CC.

• Learn about retirement – what’s the best thing to do with my old 401k and an old investment

 Savings Goals : 

• Build an Emergency Fund – Increase to $1000 liquid funds

• 401k - Increase contribution to 6%

• Roth IRA – Increase to $1000

 Blog Goals : The main three things that I will still keep posting are

• Weekly Spending Report - I will keep posting my weekly spending just to keep myself in line of the goals

• Monthly Update - I will also post monthly goals that I would want to accomplish during the month.

• Month End Updates - A closing on what I did during the month - see if I accomplish the goals I have set for myself.

 Personal Goals : 

• 1 International and 4 Domestic Travels - I want to do a big trip this year and maybe little trips spread out each quarter 

• Start running again - Log 10k+ each week

• Do yoga or a Barre class - and commit to it!

• Walk my dog - I just want to spend more time with him this year

• Read/Listen 12 books this year

• Learn something new - I want to learn how to knit, scuba dive, design a website and drive a stick shift

• Become a Yelp Elite =)

Lets do this 2015!